Hi, I'm Emily. I'm here to help you through each step of the homebuying and mortgage processes - from determining the amount of mortgage for which you qualify to ensuring you have everything in place on closing day and beyond. I also specialize in getting the lenders competing for your mortgage business again when you're approaching your renewal date, as well as helping you access home equity through a refinance or home equity line of credit. This will help you free up cashflow, pay off debt, renovate your home, buy an investment property, send kids to school or find added funds for whatever you need. And if you aren't quite ready to make a purchase, I can help you build a budget, establish or repair your credit, and assist you on your road to homeownership. I'm passionate about working with people in my community to better understand your goals so I can help set a plan in motion that maps out your unique financial journey - saving as much of your hard-earned money as possible. I've been brokering for more than a decade and enjoy the privilege of helping people transition from the dream of homeownership to becoming a first-time homebuyer and then purchasing their next dream home. It's my goal to be your mortgage agent for life, with each step as rewarding as the next since I get to experience the emotions through the eyes of my clients. Prior to brokering , I spent 12+ years in banking, where I often had to decline clients who didn't fit into a "specific box" under the bank's rules and programs. These were excellent clients who I could easily help today in my capacity as an independent mortgage agent thanks to having multiple solutions available instead of just one product offered through a bank. Let me help take the stress out of homeownership. Answers to your questions are just a phone call or email away!

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